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Fuel-card payments that cut fleet fuel cost ~10%

Spend limits, pump blocking, risk and fraud checks for truck fleets, on ~150,000 cards a month.

Fretron · 2023–25 · Product Manager My part: Owned

Result
Fleets at CJ Darcl and T9 Logistics cut fuel costs ~10%, with ~150,000 cards in monthly use.
Problem
Drivers buy fuel at pumps across India, far from the fleet owner. Fuel lost to theft, leakage and idling is hard to see.
What I built
A fuel-card payments module with partner pumps, and IoT fuel tracking.
My role
Product Manager at Fretron.

What we built

  • Cards accepted at and Reliance pumps
  • Spend limits set by the fleet owner
  • Pump blocking for pumps the owner doesn’t trust
  • Risk, fraud and tax checks on every transaction
  • IoT fuel tracking for theft, leakage and idling
Try it · Simplified illustration Try a fuel transaction Pick a scenario and swipe. Rule types are the ones we shipped; numbers are examples; tax checks are left out.

Checks for Truck 14

  1. Spend limit₹18,000 is within today's ₹24,000 left
  2. Pump allowedThis pump is allowed for the fleet
  3. Risk rule: tank size200 L fits in a 400 L tank
  4. Fraud check: refill timingLast fill was yesterday
Approved ✓All checks passed

Change anything, or pick a scenario, then swipe.

Text version of this demo
ScenarioResultWhy
Normal fillApprovedAll checks passed
Over the limitDeclined₹13,500 is more than today's ₹3,000 left
Blocked pumpDeclinedThe fleet owner has blocked this pump
More than the tank holdsDeclined₹28,800 is more than today's ₹3,000 left
Looks suspiciousDeclinedSecond fill 30 minutes ago looks like fuel being siphoned off

Client details are simplified. No internal screens are shown.